Loan Costs

At Sunny Day Financial, we believe in complete transparency when it comes to loan costs. No hidden fees, no surprises. Here’s what you can expect:

• Interest Rates: Competitive rates tailored to your financial situation.
• Establishment Fees: A one-time fee when your loan is approved.
• Monthly Service Fee: Manageable fees to help keep your loan running smoothly.
• Early Repayment: No penalties for paying off your loan early.

A full payment schedule with total amount of repayments and descriptions of all fees before receiving your loan.

A simple example A loan of $2,500 for 2 years, you will pay

• $400 Statutory fee
• Annual Cost Rate : 47.6158%
• Comparison Rate : 65.6597% pa*