WELCOME TO SUNNY DAY FINANCIAL

Quick and easy loans, with no hidden costs!

Delivering funds fast, with no fuss.

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Holiday Loans

We all need a break now and again.

Travel & Entertainment

Can’t foot the bill until the end of the year?

Vehicle Expenses

Cars can be expensive and need fixing

Education Loans

Funds to help you take the next step.

Bills

Utilities bill a bit larger than usual this month?

Loan Consolidation

Reduce the stress around having multiple loans 

ABOUT SUNNY DAY FINANCIAL

Need a Loan Fast?
We’ve Got You Covered.

Sunny Day Financial specialises in providing individuals with effective and efficient funding solutions. Sunny Day Financial makes it simple to get funds. Whether you need personal loans, emergency finance, or short-term financial solutions, we are here to help.

At Sunny Day Financial, we are committed to providing our clients with the highest level of service and support. We specialise in arranging quick,  loans  – We want to get the money you need into your pocket the exact same day you apply. Yes, the exact same day! We keep it simple, keep it jargon-free, and we get you the cash that you need when you need it!

As a small, independent firm we don’t need to worry about bureaucratic red tape that costs you more and slows down your process. Our business model is sleek, streamlined, simple. Started and run by QLD-based Wellington. We know that life throws you curveballs, and sometimes you need a helping hand to bat those balls right back at life. This is exactly where we come in!

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Here’s what you can expect

When You Choose Us

Transparency

We guarantee clear communication regarding all loan terms, fees, and repayment schedules. No hidden charges—just straightforward information to help you make informed decisions.

Speedy Service

We promise rapid processing of your loan application. Our goal is to get you the funds you need as quickly as possible—often within 24 hours of approval.

Personalised Solutions

Every client is unique. We are dedicated to tailoring our loan products to meet your specific needs, ensuring you receive the best possible financial solution.

Customer Support

Our team is here for you! We offer ongoing support throughout your loan journey, from application to repayment. If you have questions or concerns, we are just a call or email away.

Ethical Lending Practices

We adhere to responsible lending guidelines to ensure that our clients are not overburdened by debt. Our commitment is to help you achieve your financial goals sustainably.

Your Trusted Partner for Quick Loans

Frequently Asked Questions

How quickly can I receive my loan?

Our streamlined application process allows for rapid approvals, often within 24 hours. Once approved, funds can be transferred to your account quickly, ensuring you have access to cash when you need it most.

Be 18 years of age or older, have a bank account and 100 points of ID you welcome to apply

For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $700/week. We are unable to accept an application if you only receive Centrelink benefits.

Please note if you are a past client and have had a loan with us before you are welcome to reapply whether you meet this criteria or not.

No! At Sunny Day Financial, we pride ourselves on transparency. All fees and charges will be clearly outlined during the application process, so you know exactly what to expect.

Applying for a loan is simple! Visit our “Apply Now” page, fill out the online application form, and submit the required documentation. Our team will guide you through the rest of the process.

To complete your application, we typically require proof of identity (such as a driver’s license or passport), three months of bank statements, and proof of income (like payslips or tax returns). Completed application form and privacy statement.

Yes! We allow early repayments without penalties. If you’re able to pay off your loan sooner than planned, please contact us to discuss the process.

If you anticipate missing a payment, it’s essential to contact us as soon as possible. We can work with you to discuss options and find a solution that minimises fees on your loan.

Yes! We understand that everyone has different financial backgrounds. While having bad credit may affect your eligibility or interest rates, we encourage you to apply so we can explore options that suit your needs.

You can check the status of your application by contacting our customer service team via phone or email. We’re here to provide updates and answer any questions you may have.

Once your loan is approved, we will send you a confirmation along with the loan agreement detailing the terms and conditions. After signing the agreement, funds will be transferred directly into your bank account.

Absolutely! We prioritise your privacy and use advanced security measures to protect your personal information throughout the application process.

While it is possible to apply for multiple loans, we recommend discussing this with our team first to ensure it aligns with your financial goals and repayment capabilities.

If you have additional questions or need further assistance, please don’t hesitate to contact us. Our dedicated team is here to help!